Ask any motorcyclist and they will tell you that it is one of the most thrilling motor vehicles to ride. However, with that thrill comes a high risk of injury. The New York State Department of Motor Vehicles reported an increase by nearly 52% percent of fatal motorcycle crashes since 2019. Preliminary reports in 2023 from the Institute for Traffic Safety Management & Research show over 3,200 motorcycle accidents of which nearly 150 resulted in fatalities.
New York State follows what is known as “no-fault insurance” law (sometimes referred to as “personal injury protection insurance” or “PIP”) . That means regardless of who was at fault for the accident, your medical expenses and lost wages will be covered by the insurance company if the laws have been followed correctly.
Article 51 of the insurance law states that in order to pursue a lawsuit for personal injury from an automobile accident, you must establish a basic economic loss exceeding $50,000 or have suffered a “serious injury.” Serious injuries are defined as follows:
For more information, you can refer to the official New York State website:
No-Fault Law – Notice for a Motor Vehicle Accident Requirement